Independent Life Insurance Agency

We Find the Best Life Insurance Policy for You

How It Works

The Easy Way to Get the Best Deal on the Best Policy for You


1. We talk about your needs

We discuss your life insurance needs and what you can get approved for.

2. We Shop Around

We shop across 12+ carriers and 20+ products for the right life insurance for you.

3. You Get Coverage

We submit your application, you sign on the dotted line, and we get you coverage*.

*Not all applicants will qualify for all products.

5+ Years of Experience in Life Insurance

Reliable guidance and advice for protecting your family.

Access to 20+ Multiple Insurance Carriers

Diverse options for all kinds of insureds, from age 0 to 80. Get quotes on products unavailable to the general public.

Tailored Insurance Plans for All Ages

Talk to a knowledgeable person about your policy. And if you don’t need life insurance, we’ll let you know.

Finding the Best Life Insurance Quotes

We make life insurance carriers compete for your business, so you get the best price from a A-rated company.

Frequently Asked Questions

No. Life insurance prices are regulated by law and policies cost the same whether you buy them from us, directly from the carrier, or another agency.

We can help with most typical life insurance policy needs, including term, final expense, and permanent coverage.

We do not do well with extremely large life insurance policies (over $5M) because we deal with them so rarely.

For many products we sell, no medical exam is required. These policies do typically ask health questions, and often pull pharmaceutical records and other medical data to make underwriting decisions without a medical exam.

For some products (particularly term policies), larger face amounts (over $1m) or older applicants may require a paramedical exam.

We also offer some Guaranteed Issue products, which everyone qualifies for.

Yes, we offer many instant issue life insurance policies where coverage begins as soon as you make your first payment.

Get Started with Cover Savvy

Secure your future with life insurance today!