Get the Best Final Expense Life Insurance Policy for You

We Shop 12+ Carriers to Find the Best Policy for You.

Call Us (512) 649-7977

Our Service is Free – Policies Cost the Same Wherever You Buy Them.

Some of the Great Carriers We Work With Include:

Final Expense Whole Life Insurance

Final Expense Life Insurance is designed to take care of the expenses associated with the end of your life.

Unrestricted Benefits

Your beneficiary can use the funds however they’d like – you aren’t limited to a particular vendor.

No Medical Exams

No medical exam is required for a Final Expense policy. Carriers will use your prescription records to make an underwriting decision.

Guaranteed Rates

Your payment will not increase. Your death benefit will not decrease. Your coverage will never expire.

Am I Eligible?

Who Can Qualify?

We can get just about anyone a policy, but there are a few requirements:

Age

We have great policies for ages 50-85, but can cover 0-90.

SSN or ITIN

You need a social security number or taxpayer ID number to get a life insurance policy.

In the United states

You must be physically in the United States.

What About My Health?

Final Expense policies don’t require medical exams & blood draws.

Everyone can qualify for a policy. Not everyone will qualify for a policy with full coverage from day 1.

Insurance companies will ask you questions about your health and pull your prescription history to determine your premiums.

Based on your health, insurance carriers will offer you immediate, graded, or return-of-premium (ROP) coverage. In graded or ROP plans, you’ll only get partial coverage for the first 2 years of your policy.

We’re an Independent Life Insurance Agency. Here’s How It Works:

1. We Talk About You

We talk about your coverage needs and what you can get approved for.

2. We Shop Around

We shop across 12+ carriers to find the right policy for you.

3. You Get Coverage

Your coverage will start as soon as you pay your first premium.

Call Us (512)649-7977

Why Choose CoverSavvy Insurance Agency?

Truly Independent

We help you choose the best product for you, regardless of what company it’s from.

No Spam Calls

Because we actually sell insurance, we don’t sell your data to other people.

One Agent

Get the personal attention you deserve from a small business.

Call Us at (512)649-7977

Frequently Asked Questions

You’ve got life insurance questions. We’ve got life insurance answers.

We recommend you pay with Electronic Fund Transfer (EFT), directly from your bank account, because some carriers will give you a discount for paying thru your bank. Additionally, other carriers will only allow you to start a policy thru EFT.

We have some policies that can be paid with debit or credit cards, but we hate to see anyone pay more than they have to for their life insurance.

It depends on:

  • How much coverage you’re buying
  • Your state
  • Your height
  • Your weight
  • If you smoke or use tobacco products
  • Your health

Typically we see policies anywhere from $30-$200 per month.

It depends on you and your needs. We find different carriers are the best fit for different clients.

Some are better for larger policies, some are good for smaller policies, some are good for certain health conditions.

There is no One Size Fits All in life insurance.

The carrier pays us when you pay your premium. So we make money when you buy an insurance policy. However, your policy would cost the same when you bought it from us or someone else, so that cost is not passed on to you.

We also lose money if you cancel your policy – so we want to find you the BEST policy available for you that you will KEEP for a long time.

Get Your Free Quote Today!

Protect your loved ones today!

Call or Text (512) 649-7977

A Small Business Based in Austin, Texas

Address

11300 Old San Antonio Rd, Manchaca, TX 78652

Email

hello@coversavvy.com

Phone

(512)649-7977