Get the Best Final Expense Life Insurance Policy for You

We Shop 12+ Carriers to Find the Best Policy for You.

Call Or Text Us At (512) 649-7977

Our Service is Free –

Policies Cost the Same Wherever You Buy Them.

Some of the Great Carriers We Work With Include:

Final Expense Whole Life Insurance

Unrestricted Benefits

Your beneficiary can use the funds however they’d like. They can pay for a funeral, legal fees, a mortgage or anything else.

No Medical Exams

No medical exam is required for a Final Expense policy. Carriers will use your prescription records to make an underwriting decision.

Guaranteed Rates

Your payment will not increase. Your death benefit will not decrease. Your coverage will never expire.

AM I ELLIGIBLE?

Who Can Qualify?

Age

We have great policies for ages 50-85, but can cover 0-90.

SSN or ITIN

You need a Social Security Number or Individual Taxpayer ID number to get a life insurance policy.

In the United states

You must be physically located in the United States.

Call Us at (512) 649-7977

What About My Health?

Final Expense policies don’t require medical exams & blood draws.

Everyone can qualify for a policy. Not everyone will qualify for a policy with full coverage from day 1.

Insurance companies will ask you questions about your health and read your prescription history to determine your premiums.

Based on your health, insurance carriers will offer you immediate, graded, or return-of-premium (ROP) coverage. In graded or ROP plans, you’ll only get partial coverage for the first 2 years of your policy.

Sample Final Expense Policy Rates

DEATH BENEFIT

$25,000

Age / Gender

63-Year-Old Female

State

South Carolina

Tobacco Status

Non-Smoker

Prescriptions / Health Issues

Wellbutrin; Sertraline

Monthly Price

$88.35/month

Term

Lifetime Term to Age 121

DEATH BENEFIT

$25,000

Age / Gender

70-Year-Old Female

State

Texas

Tobacco Status

Non-Smoker

Prescriptions / Health Issues

Controlled Diabetes

Monthly Price

$126.60/month

Term

Lifetime Term to Age 121

DEATH BENEFIT

$25,000

Age / Gender

70-Year-Old Male

State

Michigan

Tobacco Status

Non-Smoker

Prescriptions / Health Issues

High Blood Pressure; Lisinopril

Monthly Price

$168.85/month

Term

Lifetime Term to Age 121

Call Us at (512) 649-7977

How It Works

The Easy Way to Get the Best Deal on the Best Policy for You

1 We Talk About You

We discuss your life insurance needs and what we can get you approved for.

2 We Shop Around

We shop across 12+ carriers to find the right life insurance for you.

3 You Get Coverage

We submit your application, you sign on the dotted line, and you get coverage*.

Call Us at (512) 649-7977

*Not all applicants will qualify for all products.

Why Choose CoverSavvy Insurance Agency?

Truly Independent

We help you choose the best product for you, regardless of what company it’s from.

No Spam Calls

Because we actually sell insurance, we don’t sell your data to other people.

One Point of Contact

Get the personal attention you deserve from a small business.

Call Us at (512) 649-7977

Frequently Asked Questions

You’ve got life insurance questions. We’ve got life insurance answers.

We recommend you pay with Electronic Fund Transfer (EFT), directly from your bank account, because some carriers will give you a discount for paying thru your bank. Additionally, other carriers will only allow you to start a policy thru EFT.

We have some policies that can be paid with debit or credit cards, but we hate to see anyone pay more than they have to for their life insurance.

It depends on:

  • How much coverage you’re buying
  • Your state
  • Your height
  • Your weight
  • If you smoke or use tobacco products
  • Your health

Typically we see policies anywhere from $30-$200 per month.

We do not do well with extremely large life insurance policies (over $5M) because we deal with them so rarely.

It depends on you and your needs. We find different carriers are the best fit for different clients.

Some are better for larger policies, some are good for smaller policies, some are good for certain health conditions.

There is no One Size Fits All in life insurance.

The carrier pays us when you pay your premium. So we make money when you buy an insurance policy. However, your policy would cost the same when you bought it from us or someone else, so that cost is not passed on to you.

We also lose money if you cancel your policy – so we want to find you the BEST policy available for you that you will KEEP for a long time.

Get Your Free Quote Today!

Protect your loved ones today!

Call or Text (512) 649-7977

A Small Business Based in Austin, Texas

Address

11300 Old San Antonio Rd, Manchaca, TX 78652

Email

hello@coversavvy.com

Phone

+1 (512) 649-7977

Call Us At (512) 649-7977